Additional Benefits

Pets are members of the family too. When your pet gets sick, bills can add up faster than expected. Pet insurance prevents you from needing to weigh your pet’s health against your bank account. Most plans cover costs associated with accidents and illnesses—even medications. This pet insurance benefit is offered through Pet Benefit Solutions. Plan options are available through the Total Pet Plan and Wishbone Pet Insurance.

Whole life is a type of permanent life insurance. Rather than covering you for a part of your life, whole life will cover you for your entire life with guaranteed cash value accumulation, as long as you keep up the premiums.

Participating in whole life insurance provides the potential to receive dividends, which are determined annually but are not guaranteed. However, MassMutual® has paid them every year since 1869.

Whole life also provides a combination of protection and offers guaranteed:

• death benefit
• level premiums
• cash value accumulation

MM Group Whole Life Insurance also includes:

• Higher short-term premium cost for greater long-term value
• May use dividend option to increase death benefit at no additional cost
• Permanent coverage regardless of change in employment or retirement, although out-of-pocket the premium may increase if employer payment of premiums ends
• Guaranteed cash value for a lifetime, which increases over time and is not affected by market changes
• Automatically includes Chronic Care Benefit
• Provides a portion of death benefit if the insured has a qualified chronic illness

To learn more, visit MassMutual.com.

Pets are members of the family too. When your pet gets sick, bills can add up faster than expected. Pet insurance prevents you from needing to weigh your pet’s health against your bank account. Most plans cover costs associated with accidents and illnesses—even medications. This pet insurance benefit is offered through Pet Benefit Solutions. Plan options are available through the Total Pet Plan and Wishbone Pet Insurance.