Dental
Taking care of your oral health is not a luxury; it is a necessity for long-term optimal health. With a focus on prevention, early diagnosis, and treatment, Dental insurance can greatly reduce your costs when it comes to restorative and emergency procedures.
When you visit a dentist in the network, you will maximize your savings. These dentists have agreed to reduced fees, which means you won’t get charged more than your expected share of the bill.
Unum Dental Base Plan
Plan Information
Plan Name: Unum Dental Base Plan
Policy Number: 974682
Effective Date: 01/01/2025
Provider Network: Unum
In-Network Benefit Highlights
Deductible (Individual/Family)
$XX/$XX
Out-of-Pocket Max (Individual/Family)
$XX/$XX
Preventive Care
$XX
Primary Care Visit
$XX
Specialist Visit
$XX
Urgent Care
$XX
Emergency Room
$XX
Benefit Highlights
In-Network
Deductible (Individual/Family)
$50/$150
Waived for Class A
Annual Maximum Benefit (Per Individual)
$2,000
Preventive Care
No Charge
Basic Services
20% after deductible
Major Procedures
50% after deductible
Orthodontia
Not covered
Out-of-Network
Deductible (Individual/Family)
$50/$150
Waived for Class A
Annual Maximum Benefit (Per Individual)
$2,000
Preventive Care
No Charge
Basic Services
20% after deductible
Major Procedures
50% after deductible
Orthodontia
Not covered
Contact Information
Unum Dental Buy-up Plan
Plan Information
Plan Name: Unum Dental Buy-up Plan
Policy Number: 974682
Effective Date: 01/01/2025
Provider Network: Unum
In-Network Benefit Highlights
Deductible (Individual/Family)
$XX/$XX
Out-of-Pocket Max (Individual/Family)
$XX/$XX
Preventive Care
$XX
Primary Care Visit
$XX
Specialist Visit
$XX
Urgent Care
$XX
Emergency Room
$XX
Benefit Highlights
In-Network
Deductible (Individual/Family)
$50/$150
Waived for Class A
Annual Maximum Benefit (Per Individual)
$2,500
Preventive Care
No Charge
Basic Services
20% after deductible
Major Procedures
50% after deductible
Orthodontia
50% up to a lifetime maximum benefit of $1,500
Out-of-Network
Deductible (Individual/Family)
$50/$150
Waived for Class A
Annual Maximum Benefit (Per Individual)
$2,500
Preventive Care
No Charge
Basic Services
20% after deductible
Major Procedures
50% after deductible
Orthodontia
50% up to a lifetime maximum benefit of $1,500
Contact Information
Aflac Supplemental Dental Plan
Plan Information
Plan Name: Aflac Supplemental Dental Plan
Effective Date: 01/01/2025
In-Network Benefit Highlights
Deductible (Individual/Family)
$XX/$XX
Out-of-Pocket Max (Individual/Family)
$XX/$XX
Preventive Care
$XX
Primary Care Visit
$XX
Specialist Visit
$XX
Urgent Care
$XX
Emergency Room
$XX
Benefit Highlights
Benefits
Annual Maximum Benefit
$1,200
Preventive Care
$15–$25
Basic Services
$10–$225
Pain Management and Adjunctive Services
$25–$120
Oral Surgery, Gum Treatments, and Prosthetic Repair
$20–$750
Crowns and Major Services
$15–$350
Major Prosthetic Services
$40–$450